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Internet payment information
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Our eStore is offering its consumers secure bank card payment provided by CIB
Bank. The security relies on the separation of data. With the use of the system
the eStore receives only the quantity of the ordered commodity and the delivery
address from the consumer, while CIB Bank the card data on a 128-bit SSL
secured payment page. The eStore will not be informed about the payment-side data
content, they are accessible for CIB Bank only. The bank will inform the
eStore if the transaction was successful or not. Your internet-browser must support
SSL encryption to use bank card payment solution.
The counter-value of the purchased goods, the paid amount will be promptly blocked
on your card account. Please read this information carefully.
You are welcome in this Mall/Store operated with CIB Bank Zrt.’s secure,
Internet payment solution.
You will find below a short description about how you can shop in a safe and reassuring
way.
When shopping, you should pay attention to the following matters:
• Read through the Mall’s information leaflet, the conditions of the purchase and
delivery terms.
• Study the Mall’s security conditions since these will guarantee the security of
your data.
• Note your data relating to your purchase.
• Keep a record of the transaction data connected to your payment. (transaction
ID, Authorisation code)
• Make sure that unauthorised person does not have access to the secret data of
your card
• Use a browser that recognises the option needed to SSL encryption
About security
SSL is an abbreviation for an accepted encryption method called Secure Sockets Layer.
This Bank has a 128-bit encryption key to protect the communication channel. A firm
named VeriSign makes possible for CIB Bank the use of the 128-bit key,
with which we ensure the SSL-based encryption. For the time being this encryption
method is used in 90 % of global e-commerce. Before transmission, the browser used
by the buyer encrypts the card holder’s data with the help of SSL which means they
are passed to CIB Bank in a coded form, this way they are indecipherable
for unauthorised persons.
Acceptable cards
CIB Bank’s Internet payment system allows the use of cards like MasterCard
and VISA and VISA Electron (the use of the last one is subject to the permission
of the issuing bank), and cards for only internet use / card number for single use.
Payment steps
1. On the page of the eStore you select the goods/services, for which you intend
to pay with your bank card.
2. Following that you’re redirected to the webpage of CIB Bank guaranteeing
secure payment, where you have to enter your card data to begin the payment.
3. Following this, you’re redirected to CIB Bank Zrt.’s page guaranteeing
secure payment, where you have to enter your card data to start the payment process.
4. Following the payment, you’re directed back to the Store page, where you receive
a confirmation about the result of the payment.
In the case of bankcard payments, following the successful transaction – this means
the approval after the expiry date of the bank card and the coverage are controlled
– CIB Bank debits the account of the Card Holder with the countervalue
of the goods/services.
If you’re not directed back from the payment page to the Store’s website, the transaction
qualifies as unsuccessful. If you click on the „Back” of „Refresh” buttons of the
browser on the bank’s payment page, or close the browser window before you could
be redirected to the store, the payment will qualify as unsuccessful.
If you wish to receive more information about the outcome of the transaction, or
learn about the causes and details of unsuccessful transactions, please contact
your account keeping bank.
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